SERIOUSLY LOW FEE FREE HOME LOANS
We estimate our customers will save an average of $61,000 over the life of their loan.
Your situation could be different. See how we worked this out*
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ATHENA MORTGAGE PTY LTD | ABN 24 619 536 506 | AUSTRALIAN CREDIT LICENCE 502611
^Comparison rate calculated on a $150,000 secured loan over a 25 year term. WARNING: Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates for variable interest only loans are based on an initial 5 year interest only period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Comparison rates for variable interest only loans are based on an initial 5 year interest only period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
^^ Athena’s Standard Variable Rates are: 2.59% OO P&I Var, 2.94% INV P&I Var, and 3.14% for OO and INV IO Var Products. Discounts are applied to P&I products based on Loan to Value Ratio (LVR), for OO ≤60% as 0.45%, 60-70% as 0.40% and 70-80% as 0.35% and for INV ≤60% as 0.50%, 60-70% as 0.45% and 70-80% as 0.40%. IO products have a single discount across all tiers of 0.05% for OO and 0.40% for INV. These are available for new and existing customers. These are variable rates and discounts and they may change at any time.
*The interest savings estimate is an average of modelled savings of real customers who have refinanced to Athena since launch. The savings are modelled estimates only, and are not a prediction. The actual future savings of these customers may be higher or lower. The estimated savings depend on assumptions that may change over the life of the loan, such as future interest rates and future borrower repayment behaviour. In making the average savings estimate, we assume the rates of the existing lender and Athena continue for the life of the loan, and we do not include the fees which may be charged by the existing lender. The remaining term and repayment frequencies are assumed to be the same as the Athena loan, and all repayments are assumed to be made on time with no redraws or credit limit increases. Every borrower’s situation is different. Your actual savings opportunity may differ from this average.
²Based on actual Athena customers who are ahead of their repayments and their redraw balance is above $0. Information correct as at September, 2019.
The Canstar 2020 Innovation Excellence Award was received in March, 2020 for the Automatic Rate Match product.
The Canstar 5-Star Rating for Outstanding Value Home Loans was awarded in March, 2020 for the Investment Variable Home Loan product.